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Insurance Death Active Insurance Spain

Active Insurance Death Care is an insurance entity specializing in the death care sector that began its operations in the city of Valencia on March 10, 1953. At that time, a group of funeral entrepreneurs from Valencia and Castellón established the company Apocalipsis Funerarios Reunidos S.A. This merger was created to provide a complete funeral service to all its clients. Over the years, this has given Active Insurance tremendous growth in the funeral sector, undoubtedly adding great value compared to other companies in the death care insurance industry. This is how, among its excellent products, it stands out with Active Insurance Death Care Insurance Spain.

Likewise, over these years of outstanding existence, Active Insurance has marketed various products with excellent services and coverages. This has allowed the renowned insurer to transform conventional death care insurance into a protection and multi-family assistance insurance. This undoubtedly adds greater value, which is why its clients do not hesitate to recommend them.

Active Insurance Death Care has acquired vast experience, allowing it to achieve high levels of efficiency, something that all its clients greatly appreciate. This is how Active Insurance Death Care knows how to provide the best for its wide clientele.

Similarly, Active Insurance Funeral, with its extensive history, has been able to give its clients confidence, offering security and assurance in all its services. Through its outstanding services, it provides unconditional support to clients who need strong backing during difficult times. In addition to death care insurance, Active Insurance Spain offers a wide range of products, including: Active Insurance Health, Active Insurance Life, Active Insurance Home, Active Insurance Car, Active Insurance Motorcycle, Active Insurance Travel, Active Insurance Vans, and much more.

Why Contract Active Insurance Death Care Insurance?

Having Active Insurance Funeral Insurance guarantees that you have the necessary support both emotionally and financially. This is something your family undoubtedly needs during such painful moments. Therefore, Active Insurance, in order to provide the best to its clients, offers extensive coverage so that your family is not left unassisted in these difficult times. This is how Active Insurance Funeral Insurance is much more than just a Death Policy. Indeed, there are many benefits offered by Active Insurance Death Care. Notably, it handles all procedures related to a death.

Active Insurance offers three highly useful death care insurance options for all its clients. Each one is tailored to the audience that needs it most: Active One, Active Death Care and Assistance, and Active Senior.

With Active One from Active Insurance, you insure what truly matters to you. This policy provides full death care coverage. It also offers national and international transfers, all guaranteed. It even offers a very competitive total premium compared to market premiums, with a contracting age limit of 70 years and up to 75 years for the mixed policy. From age 76 onwards, the premium becomes levelled.

With Active Death Care and Assistance, you get extensive family-level coverage. It covers a complete funeral service. It is a personal insurance, providing all the necessary procedures and management for the service. It is a 24-hour service with personal attention to the family. It also includes the transfer of the deceased to the cemetery freely chosen within national territory. Religious or secular service according to the family’s decision. Preparation, post-mortem service, and administrative procedures. Worldwide death coverage.

Active Senior is insurance specially designed for people aged 65 to 85 years. It offers the best option in Single Premiums. It provides an initial premium lower than the service capital, meaning less outlay for the insured, and offers a lifelong levelled premium. This allows capital amounts to remain updated without any unexpected increases or high payments. It provides all necessary guarantees and obligations, ensuring real and legal service coverage in the event of death.

Conditions for Contracting Active Insurance Death Care Insurance Spain

We know that contracting Active Insurance Funeral Insurance is not an easy decision to make. This is because we never think about dying or that one day we might need one of these policies. However, by contracting Active Insurance Burial Insurance, it will be possible to cover all expenses related to the death of any family member, as well as gain other advantages. In this way, the economic complications that our family faces during such difficult moments are avoided.

You should also know that if you contract Active Insurance Death Insurance, there are certain conditions and steps that must be followed. Therefore, to contract the Active Insurance Death Care Policy, you must first complete the Death Care Insurance application and the health questionnaire provided by Active Insurance Spain. This procedure must be carried out very carefully to avoid obstacles when using the service. Honesty and clarity in the information provided are vital, as any false data may limit the validity of the contract.

Additionally, people aged between 18 and 70 have several alternatives for paying the premium. These alternatives include Mixed Premium Death Care Insurance, Level Premium Active Insurance Death Care, or Natural Premium Insurance.

Furthermore, some death care insurers, such as Active Insurance, extend the age limit up to 70 years. However, other death care insurers extend it up to 84 years. By filling out our form at the beginning of this article, we guarantee the Best Price with the best coverage. You can inquire without any Obligation.

What Documentation Do I Need to Contract Active Insurance Death Care Insurance?

If we do not have death care insurance and the policyholder passes away, the family is affected in many ways, with the economic impact being the most severe. Therefore, by contracting Active Insurance Death Care Insurance, you gain significant advantages, giving you the peace of mind you need in such a regrettable situation. Having Active Insurance Death Care Insurance also allows substantial savings in both time and money.

Now, in order to contract the death care insurance, it is essential to provide certain documents. This applies to all death care insurance companies, meaning the same data will be requested when acquiring a death care policy. The documentation required to contract Active Insurance Death Care Insurance is as follows:

1. Not suffering from any serious illness prior to contracting the policy.
2. Policyholder over 18 years old.
3. Full Name.
4. Copy of ID, NIE, or Passport of the policyholder.
5. Bank account in Spain.
6. Birthdates of all insured individuals.
7. Address.
8. Complete the Health Questionnaire.

What Factors Influence the Price of Active Insurance Death Care Insurance?

In Spain, death care policies have different prices. This is because each death care insurance policy is different, and for each one, insurance companies consider certain elements that influence its cost for each individual client. In this way, when determining which elements affect the insurance desired by the client, risks are assessed, and the premium for the death care insurance is calculated. This does not apply only to Active Insurance, as all these factors are the same for all death care insurance companies. Therefore, there are several factors that influence the price of Active Insurance Death Care Insurance, and we will assist you throughout the process Free and Without Obligation. Here are some of them:

1. Coverage: The price of the death care policy varies depending on the coverage you select or if you choose additional coverages.
2. Birthdates: Age, as with health insurance, affects the price of death care insurance. The older the age, the greater the risk assumed by the insurance company. Additionally, there is a type of death care insurance depending on your age. For example, for those over 65, it is common to contract Active Insurance Single Premium Death Care Insurance.
3. Residence Area: The area of residence influences the price because a burial and its associated costs are not the same everywhere. Renting or buying a niche in Barcelona is not the same as in Madrid or another area.
4. Repatriation: The country to which you want to be repatriated, or how far it is, can increase or decrease the price.

How Can I Cancel Active Insurance Death Care Insurance?

There are many people who have death care insurance and, for various reasons, find themselves needing to cancel it. Among these reasons are dissatisfaction with the contracting insurance company regarding the services provided. Similarly, it may be because the policyholder has limited financial resources and has no other option but to cancel the death care insurance. It is also possible that the policyholder decides to cancel because they received a better offer from another insurer.

In short, there are several circumstances that may lead someone to cancel a death care insurance policy. Regardless of the reason, we can tell you that canceling death care insurance is simple because the procedure has no complications.

The contract for Active Insurance Death Insurance is for 12 months, but this rule applies not only to Active Insurance Death Care, as all death care insurance companies follow the same rule. Spanish Burial Insurance law indicates that to cancel Active Insurance Death Care Insurance, you must notify your company 1 month before the policy’s anniversary. For example: if your Active Insurance Death Policy or a policy from another death care insurer ends on December 31, you must inform the insurance company of your decision not to renew before November 30.

What is the Waiting Period for Active Insurance Death Care Insurance?

Waiting periods exist in any death care policy and generally affect certain coverages. It is important to know that these waiting periods are applied to safeguard the financial interests of the insurer with whom the policy is contracted. Therefore, the waiting period for Active Insurance Death Care Insurance is the length of time, counted in months from the start or contracting date of the policy, during which you must wait before you can begin using certain coverages included in the insurance. If you fill out the form above, we will advise you on the best option according to your specific case and answer all your questions.

What Are the Exclusions of Active Insurance Death Care Insurance?

When contracting Active Insurance Death Care Insurance, it is important to consider that there are certain factors that restrict the use of the policy. This can occur either before or after the contract of any death care policy has been executed. These factors are known as exclusions in death care insurance.

Therefore, anyone wishing to contract death care insurance should take into account that, in addition to the coverages provided by the policy, there are certain situations that prevent full use of the contracted insurance. It is ideal to carefully read which exclusions apply to the insurance being contracted so that, once understood, the policy can be used without complications.

The coverages of Active Insurance Death Care Insurance, like those of other insurers, usually exclude deaths caused by natural disasters, radioactive radiation, nuclear energy, acts of war, terrorist acts, or civil disturbances.

Can I Contract Active Insurance Death Care Insurance with a Serious Illness?

Before contracting Active Insurance Death Care Insurance, there are certain factors that influence its eligibility. Among these factors are serious medical conditions.

For this reason, we must inform you that, unfortunately, it is not possible to contract death care insurance with a serious illness in Spain. Due to the high risk, according to Article 10 of Law 50/1980, of October 8, on the Insurance Contract in Spain, the insurer is exempt from paying any compensation if false information is provided in the medical questionnaire regarding health status, omitting any pre-existing serious illness.

Active Insurance Death Care Insurance can be contracted once the illness has been overcome without serious aftereffects. However, this must be verified in advance, and the insurance company will request certain documentation to certify that the condition no longer exists.

Insurance Death Active Insurance Spain

Main Coverages Insurance Death Active Insurance Spain